Student Aid Community understands the importance of personal information of every client.
Cooperating with Student Aid Community you can be sure in privacy of your personal information and
in its protection by our staff. Our employees protect all collected data from any third party.
We use a variety of technologies to reduce the risk of leaks of clients' personal data.
"Personal Information" refers to information that identifies an individual, such as name, address, e-mail address, trading information, and banking details. “Personal Information” does not include anonymised and/or aggregated data that does not identify a specific user.
The types of Personal Information we collect and how it may be used;
How and why we may disclose your Personal Information to third parties;
The transfer of your Personal Information within and outside of the European Economic Area (“EEA”);
Your right to access, correct, update, and delete your Personal Information;
The security measures we use to protect and prevent the loss, misuse, or alteration of Personal Information; and
Student Aid Community’s retention of your Personal Information.
COLLECTION AND USE OF PERSONAL INFORMATION
A. PERSONAL INFORMATION WE COLLECT
We collect the Personal Information you provide directly to us when you open a Student Aid Community Account, perform any transactions on the Student Aid Community Platform, or use other Student Aid Community Services. This may include:
Contact information, such as name, home address, and email address.
Account information, such as username and password.
Financial information, such as bank account numbers, bank statement, and trading information.
Identity verification information, such as images of your government issued ID, passport, national ID card, or driving license. Note: US residents may be asked to provide their social security numbers.
Residence verification information, such as Utility bill details or similar information.
We also automatically collect certain computer, device, and browsing information when you access the Student Aid Community website or use Student Aid Community Services. This information is aggregated to provide statistical data about our users' browsing actions and patterns, and does not personally identify individuals. This information may include:
Computer or mobile device information, including IP address, operating system, browser type.
Website usage information.
The Student Aid Community site is using cookies. Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.
We use third party service provider(s), to assist us in better understanding the use of our Site. Our service provider(s) will place cookies on the hard drive of your computer and will receive information that we select that will educate us on such things as how visitors navigate around our site, what products are browsed, and general Transaction information. Our service provider(s) analyses this information and provides us with aggregate reports. The information and analysis provided by our service provider(s) will be used to assist us in better understanding our visitors' interests in our Site and how to better serve those interests. The information collected by our service provider(s) may be linked to and combined with information that we collect about you while you are using the Platform. Our service provider(s) is/are contractually restricted from using information they receive from our Site other than to assist us.
C. HOW WE USE YOUR PERSONAL INFORMATION
We may use your Personal Information to:
Process your Student Aid Community transactions. We will process your Personal Information only for the purpose(s) for which it has been provided to us.
Personalise your Student Aid Community Services experience.
Analyse Student Aid Community Sees website usage, and improve our website and website offerings.
Help us respond to your customer service requests and support needs.
Contact you about Student Aid Community Services. The email address you provide may be used to communicate information and updates related to your use of the Student Aid Community Services. We may also occasionally communicate company news, updates, promotions, and related information relating to similar products and services provided by Student Aid Community.
Administer a contest, promotion, survey or other site features as will be more explained on the website.
We do not perform behavioral tracking of a customer's activities on our Website or across different Websites, nor do we allow third-party data collection through our Service.
If you wish to stop receiving marketing communications from us, please contact us at email@example.com to opt-out.
DISCLOSING AND TRANSFERRING PERSONAL INFORMATION
We may disclose your Personal Information to third parties and legal and regulatory authorities, and transfer your Personal Information outside the EEA, as described below.
A. DISCLOSURES TO THIRD PARTIES
Non-personally identifiable visitor information may be provided to third parties for marketing, advertising, or other uses.
B. DISCLOSURES TO LEGAL AUTHORITIES
We may share your Personal Information with law enforcement, data protection authorities, government officials, and other authorities when:
Compelled by subpoena, court order, or other legal procedure.
We believe that the disclosure is necessary to prevent physical harm or financial loss.
Disclosure is necessary to report suspected illegal activity.
C. INTERNATIONAL TRANSFERS OF PERSONAL INFORMATION
We store and process your Personal Information in data centres around the world, wherever Student Aid Community facilities or service providers are located. As such, we may transfer your Personal Information outside of the EEA. Such transfers are undertaken in accordance with our legal and regulatory obligations.
Occasionally, the Student Aid Community website may provide references or links to other websites ("External Websites"). We do not control these External Websites third party sites or any of the content contained therein. You agree that we are in no way responsible or liable for External Websites referenced or linked from the Student Aid Community website, including, but not limited to, website content, policies, failures, promotions, products, services or actions and/or any damages, losses, failures or problems caused by, related to, or arising from those sites.
External Websites have separate and independent privacy policies. We encourage you to review the policies, rules, terms, and regulations of each site that you visit. We seek to protect the integrity of our site and welcome any feedback about External Website information provided on the Student Aid Community website.
ACCESS RIGHTS TO PERSONAL INFORMATION
You have the right to access your Personal Information to correct, update, and block inaccurate and/or incorrect data. To exercise this right, contact us at firstname.lastname@example.org.
SECURITY OF PERSONAL INFORMATION
We use a variety of security measures to ensure the confidentiality of your Personal Information, and to protect your Personal Information from loss, theft, unauthorised access, misuse, alteration or destruction. These security measures include, but are not limited to:
Password protected directories and databases.
Secure Sockets Layered (SSL) technology to ensure that your information is fully encrypted and sent across the Internet securely.
PCI Scanning to actively protect our servers from hackers and other vulnerabilities.
All financially sensitive and/or credit information is transmitted via SSL technology and encrypted in our database. Only authorised Student Aid Community personnel are permitted access to your Personal Information, and these personnel are required to treat the information as highly confidential. The security measures will be reviewed regularly in light of new and relevant legal and technical developments.
RETENTION OF PERSONAL INFORMATION
Personal Information. Information that identifies an individual, such as name, address, e-mail address, financial information, and banking details. “Personal Information” does not include anonymised and/or aggregated data that does not identify a specific user.
Service(s). The technological platform, functional rules and market managed by Student Aid Community. To permit Members to perform various transactions such as deposit, withdraw and invest money.
Transaction. Includes the following:
The agreement between the Members to exchange earning/return through the Service for currencies at a commonly agreed rate;
The conversion of currencies into Naira deposited by Members on their account ("Conversion Transaction");
The transfer of money among Members (“Money Transfer